Everyone has experienced that odd feeling after a relaxing weekend; Mondays can feel a little irritating. However, after an accident, it is completely common to miss your Mondays, your coworkers, your workload, and, of course, your payment. Thinking about paperwork and insurance isn’t something funny, especially if you’re recovering. At Genesis Orthopaedic and Spine, our team accepts workers’ compensation insurance from your employer if you’re eligible for it, and we also handle no-fault cases in the event of a car accident. Let us explain how we work, so you can focus on recovering while you’re freed from major expenses.
For specialised care, turn to the experts at Genesis Orthopaedic and Spine in New Jersey, serving Middletown, Ridgewood, Westfield, West Orange, Morristown, and surrounding areas such as Belford, Holmdel, Fair Lawn, Midland Park, Clark, Mountainside, Livingston, Millburn, Madison, and Florham Park. Our team focuses on nonsurgical and minimally invasive treatments, helping you find relief from your pain and getting back to your daily activities without unnecessary interventions.
For appointments, call us or book online at any of our convenient locations in Middletown, Morristown, Ridgewood, Westfield, and West Orange.
About Workers’ Compensation in New Jersey
An injury can happen to anyone, at any time, and anywhere. If you have the misfortune of getting involved in a workplace accident, then your primary worry should be your health itself, not insurance paperwork. Workers’ compensation in New Jersey is a social insurance program under which employers are liable for their employees’ work-related injuries and illnesses.
When it’s time to use workers’ compensation, we conduct a series of health evaluations that consider your specific job demands, workplace conditions, and pre-existing factors that may impact your recovery. The primary goal of this approach is to prevent chronic conditions and ensure that your treatment plan addresses both immediate symptoms and long-term functional goals.
What Covers Workers’ Compensation in New Jersey?
Workers’ compensation mainly covers medical costs for work-related illnesses for injured workers. If you, as an employee, had a medical issue or disease related to your employment, as long as no policies were violated, workers’ compensation will cover:
- Medical Expenses
- Lost Wages
- Rehabilitation Expenses
- Vocational Services
- Death Benefits
About No-Fault Insurance in New Jersey
New Jersey is one of only 12 no-fault car insurance states, which means that after a car accident, both drivers (and all injured parties) file claims and seek compensation from their own car insurance providers, regardless of who is at fault.
This differs from workers’ compensation, where the incident must occur in the workplace and cannot be covered if a policy violation is present. In New Jersey, when a vehicle accident happens, it is not necessary to prove fault or establish negligence to qualify for no-fault insurance benefits. It was designed to provide immediate coverage for accident-related injuries, eliminating the common delays in determining fault.
Workers’ Compensation / No-Fault Insurance Treatments in New Jersey
At Genesis Orthopaedic and Spine, we understand how challenging it can be to go through a tough time after an accident. The priority is to focus on your healing and getting back to feeling at your best. If you’re unsure about what you need or which paperwork is necessary to determine whether to use workers’ compensation or no-fault insurance treatments in New Jersey, know that we’re here to support you with all your questions and concerns.
Schedule a visit for Workers’ Compensation / No-Fault Insurance Treatments in New Jersey today by calling or booking a visit online at Genesis Orthopaedic and Spine.
