Getting hurt or sick on the job causes a lot of stress, especially if you know you’ll need to miss work (and pay) as a result. At Genesis Orthopaedic and Spine in Westfield and West Orange, New Jersey, and serving serving all of Union county, Morris county, Middlesex county, and Somerset county including the surrounding towns of Cranford, Garwood, Clark, Scotch Plains, Mountainside, Springfield, Summit, Chatham, Millburn, Short Hills, Maplewood, Watchung, Berkeley Heights, Livingston, Union, Edison, Woodbridge, and Elizabeth. The team evaluates and treats workplace injuries and accepts workers’ compensation insurance from your employer if you’re eligible for it. They also handle no-fault cases, such as in the event of a car accident. To start healing after a workplace or no-fault orthopedic injury or concussion, call Genesis Orthopaedic and Spine or request an appointment online today.
What is workers’ compensation?
Workers’ compensation is an insurance program that protects you in the case of an injury or illness that you get while at work. Specifically, your employer pays for the insurance, and it covers your medical expenses and compensates for the wages that you’re missing out on as you recover and receive treatment.
What is a no-fault case?
No-fault insurance, such as no-fault auto insurance, is a type of insurance compensation that you can get after an injury without the added burden of proving that the accident wasn’t your fault or was the fault of someone else. You simply make the claim to your insurance company, who then pays for your medical bills and the earnings that you lose from missing work due to a car accident and resulting injuries.
Genesis Orthopaedic and Spine helps you through the diagnosis and treatment of your injury.
When is an injury eligible for workers’ compensation?
Not all job-related injuries are eligible for workers’ compensation. In order to receive workers’ compensation for your injury, you must meet several requirements:
- Your employer must have workers’ compensation insurance
- Your injury or illness must have come from your job
- You must still be employed by your employer when you file
- You have to report before your state’s deadline (90 days in New Jersey)
- The injury can’t be the result of you trying to hurt someone else
- The injury can’t be the result of being under the influence of drugs or alcohol
Your employer and the insurance company decides whether or not your injury is job-related. You likely need to have it evaluated by medical professionals before this happens.
Workers’ compensation laws are no-fault laws, meaning that you don’t need to prove negligence on your employer’s part, and it won’t affect the number of benefits that you get.
What are some common injuries that happen at work?
The team at Genesis Orthopaedic and Spine often treats work-related orthopedic injuries as well as injuries to the head. Common workplace injuries include:
- Sprains and strains
- Back pain
- Neck pain
- Carpal tunnel syndrome
The team works with you to assess the extent of your injury and chooses treatments that will help you recover swiftly.
For example, if you have a concussion, they may use the Biodex Biosway™ machine to evaluate your progress as you recover. If you have carpal tunnel or other injuries near your joints, they may recommend steroid injections or platelet-rich plasma (PRP) injections to help your injury heal quickly.
They also let you know when you fully heal from your injury and you can safely return to work again.
If you receive an orthopedic injury or concussion at work or in a no-fault auto accident, don’t hesitate to call Genesis Orthopaedic and Spine or request an appointment online today.